Artworks by Maria Mak
Sunday, December 31, 2017
Friday, December 29, 2017
Saturday, December 23, 2017
Maria Mak - Give a stranger’s a smile. Share some pocket change. Help those less fortunate folks. Call a depressed lonely friend. Spent some quality time with your loved ones and family, Don’t be a scrooge! Life is better and sweeter in giving and sharing. Live, Dream and make Happy Memories ! Give a little true spirit of Christmas this coming festive joyful holidays! One Home One Dream One Realtor
Give a stranger’s a smile.
Share some pocket change.
Help those less fortunate folks.
Call a depressed lonely friend.
Spent some quality time
with your loved ones and family,
Don’t be a scrooge!
Life is better and sweeter in
giving and sharing.
Live, Dream and make Happy Memories !
Give a little true spirit of Christmas
this coming festive joyful holidays!
Artwork by Maria Mak
One Home
One Dream
One Realtor
Maria Mak
Sutton Centre
Share some pocket change.
Help those less fortunate folks.
Call a depressed lonely friend.
Spent some quality time
with your loved ones and family,
Don’t be a scrooge!
Life is better and sweeter in
giving and sharing.
Live, Dream and make Happy Memories !
Give a little true spirit of Christmas
this coming festive joyful holidays!
Artwork by Maria Mak
One Home
One Dream
One Realtor
Maria Mak
Sutton Centre
Friday, December 22, 2017
Sunday, December 17, 2017
Tuesday, November 14, 2017
Maria Mak - One Home One Dream One Realtor
Maria Mak - Burnaby Realtor - Sutton Centre Realty
Serving her clients in Metro Vancouver for over 28 years with a smile.
Artworks by Maria Mak
Friday, May 12, 2017
Friday, March 10, 2017
Friday, March 3, 2017
Maria Mak - Burnaby Realtor - Low supply continues to limit Metro Vancouver home buyers
Friday, January 27, 2017
Tuesday, January 24, 2017
Maria Mak - Vancouver Pancakes and Booze Art Show - 2nd Feb 2017
I will demonstrate some simple ink drawing techniques during my upcoming Vancoucer Pancakes and Booze art show. Mark your calendar and see you all there!
Date: 2nd Feb 2017
Time: 7pm-12am
Place: Fortune Sound Club
147 E Pender st/Main
Monday, January 23, 2017
BC government offers first time home buyer down payment loan
Premier Christy Clark annouced December 15 a new government-backed loan program, which will lend homebuyers in BC up to $37,500 towards a down payment for their first home.
Thanks
The B.C. HOME Partnership program will match the amount first-time homebuyers have saved towards a down payment, up to a maximum of $37,500, and no more than five per cent of the home’s total value. The loan only applies to homes with a total purchase price of $750,000 and under, and only for qualified "stress-tested" buyers with insured high-ratio mortgages (with a down payment of less than 20 per cent).
At the press conference this morning, Clark said the BC government established the loan to help homebuyers who already qualify for an insured high-ratio mortgage but struggle to afford the initial down payment.
“I firmly believe that the dream of homeownership must remain within reach of the middle class in British Columbia,” Clark said.
The 25-year loan will be interest-free with no payments required for five years, after which interest will be applied at current market rates. Applicants must be first-time homebuyers and have a total household income of less than $150,000. Homebuyers must also have been Canadian citizens for the past five years and lived in the province for a period of two years. Applicants will have to demonstrate that they’ve paid taxes in Canada for at least one year.
“People need a partner in scraping together that down payment, and the B.C. government wants to be that partner,” Clark added.
The funds for this program are sourced from the province’s property purchase taxation, which includes the foreign buyer tax, said Clark. She doesn’t believe the loan program will affect home prices.
“Our analysis tells us that it won’t because everybody who is going to be eligible for this program will have to have been accepted for a mortgage already,” said Clark.
The program will last three years and Clark said there’s no cap on the amount of money available or the number of applications they can approve. Online applications open January 16, 2017.
Thanks
The B.C. HOME Partnership program will match the amount first-time homebuyers have saved towards a down payment, up to a maximum of $37,500, and no more than five per cent of the home’s total value. The loan only applies to homes with a total purchase price of $750,000 and under, and only for qualified "stress-tested" buyers with insured high-ratio mortgages (with a down payment of less than 20 per cent).
At the press conference this morning, Clark said the BC government established the loan to help homebuyers who already qualify for an insured high-ratio mortgage but struggle to afford the initial down payment.
“I firmly believe that the dream of homeownership must remain within reach of the middle class in British Columbia,” Clark said.
The 25-year loan will be interest-free with no payments required for five years, after which interest will be applied at current market rates. Applicants must be first-time homebuyers and have a total household income of less than $150,000. Homebuyers must also have been Canadian citizens for the past five years and lived in the province for a period of two years. Applicants will have to demonstrate that they’ve paid taxes in Canada for at least one year.
“People need a partner in scraping together that down payment, and the B.C. government wants to be that partner,” Clark added.
The funds for this program are sourced from the province’s property purchase taxation, which includes the foreign buyer tax, said Clark. She doesn’t believe the loan program will affect home prices.
“Our analysis tells us that it won’t because everybody who is going to be eligible for this program will have to have been accepted for a mortgage already,” said Clark.
The program will last three years and Clark said there’s no cap on the amount of money available or the number of applications they can approve. Online applications open January 16, 2017.
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