Saturday, September 20, 2014

Maria Mak.Burnaby Realtor-B.C. to tighten standards for home inspectors


VANCOUVER — By the end of next year, home inspectors will have to meet a standard set of professional criteria to be licensed in British Columbia.

Housing Minister Rich Coleman said Friday the improved requirements will help safeguard home buyers who rely on the inspections for making what is likely the largest investment of their lives.

Consumer Protection B.C. will set the education and training requirements and be responsible for testing and licensing home inspectors.

“At the end of the day, buying a home is one of the biggest purchases somebody ever makes, and we’ve always been very supportive of any move toward consumer protection in this area,” said Tayt Winnitoy, vice-president of operations for Consumer Protection B.C.

In 2009, B.C. became the first jurisdiction in Canada to require licences and insurance for home inspectors, and there are now about 440 licensed in the province.

A few months later, a North Vancouver couple won an unprecedented award in the civil lawsuit they brought against their home inspector.

Three years earlier, Manuel Salgado and Nora Calcaneo bought a home for $1.095 million.

They paid $450 for an inspection, which found a number of structural deficiencies. The inspector, Imre Toth, estimated the repairs would cost them $15,000 to $20,000.

They closed the deal.

When the bill came in, it totalled $213,000.

They filed suit against Toth, the sellers and the real estate agents, but settled with the previous owners and dropped their claim against the agents.

Justice Grant Burnyeat said Toth’s estimate was “woefully inadequate.”

The purpose of the inspection is to provide a homebuyer with expert advice about any significant deficiencies, the judge wrote.

“I have no hesitation in coming to the conclusion that the plaintiffs relied upon the report received by Mr. Toth to decide whether they would purchase the property,” he wrote.

“Plainly, if prospective home purchasers did not believe that they could secure meaningful and reliable advice about the home they were considering purchasing, there would be no reason for them to retain an inspector to inspect that home.”

Currently, inspectors must pass regular examinations to obtain and keep their licence but there are four different associations that can licence, each with its own evaluation process.

In a survey by the provincial Office of Housing and Construction Standards, 78 per cent of home inspectors felt the requirements for a licence are too lax.

“It is clear ... that action is needed to increase consumer protection and to address the challenges in the current model,” the report said.

The Canadian Association of Home and Property Inspectors — one of the four groups that license inspectors — said non-existent standards improved with the 2009 regulations, but loopholes remain.

Winnitoy said home buyers can rest assured that the inspectors they’re dealing with now have met minimum training and education requirements.

“What we see now and what we’re looking forward to is a deepening and an improving of the framework to help ensure that there’s a level playing field for all home inspectors and a clear set of expectations for consumers to have.”

© Copyright (c) CP

Saturday, September 13, 2014

Maria Mak. Burnaby Realtor - Serving her clients in Greater Vancouverand Burnaby for over 25 years with a big heart, with a big smile.

Maria Mak. Burnaby Realtor - 
Serving her clients in Greater Vancouver and Burnaby 
for over 25 years with a big heart, with a big smile. 

Contact Maria and her elite team for all your premium real estate services, you'll be smiling too.


www.mariamak.com

 




Friday, September 12, 2014

Maria Mak. Burnaby Real Estate Agent - How to avoid real estate investment scams

The global slowdown has shaken everyone’s investment portfolio in one way or another, while real estate values in most geographical areas continues to rise. No doubt many investors are asking themselves if they should be putting more of their money into real estate.
Real estate is one of the biggest investments people make. Unfortunately, criminals and con artists go where the money is – which means real estate and mortgage fraud. While there is no centralized database that tracks figures, most experts agree that real estate fraud is on the rise.

Common Scams

Title fraud is one of the most devastating types of scam. Imagine coming home to find your house has vanished into thin air. In some ways, this is what happens with title fraud, in which a criminal assumes your identity and uses forged documents to sell your house or get a new mortgage. This kind of fraud is often perpetrated against houses that are mortgage free – which means it often targets seniors. Scammers can also use personal information to impersonate you when applying for a loan or mortgage, leaving you – the unsuspecting victim – on the hook for the loan.
Foreclosure rescue and home equity fraud preys on those struggling with their mortgage payments. The homeowner pays up-front fees and transfers the property title to a new lender in exchange for a consolidation loan and/or lower monthly payments. The scammer then has the victim’s monthly payments and the option to sell or remortgage the house without the victim knowing.
Of course, owning a home is the way most investors will get into the real estate market, but those wanting more might look at real estate syndicates, in which a pool of investors become limited partners in a real estate project, and are part-owners of the assets. The general partner or syndicator manages the assets and investment on their behalf.
Sounds easy, right? Yet last year in Ontario, a well-known real estate syndicate collapsed into bankruptcy, and in April of this year, a real estate financier from Chilliwack faced the B.C. Securities Commission, accused of fraud and misleading investors through millions of dollars raised for Falls Capital Corp. and Deercrest Construction Fund. The allegations have not been proved in court and no charges have been laid, but these examples should serve as cautionary tales.

Tips for protecting yourself

  • First and foremost, make sure you are following best practices in protecting your personal information. Protect your SIN, shred documents before recycling and put a lock on your mailbox. Don’t give personal information over the phone unless you initiated the call. Learn how to protect yourself from phishing, update security software regularly and change your passwords on a regular basis.
  • Be skeptical in all transactions – scammers are successful because they engender trust. Rely on your own team of experts to verify the fine print. Know and understand what you are signing. Ask questions. Never sign incomplete documents.
  • When money changes hands, ensure the funds are held in trust until the paperwork clears.
  • Do some basic research on the property. A land title search can show you the name of the owner, mortgages and liens, and a record of previous transactions.
  • Regularly check your credit report to make sure there are no surprises. Consult the provincial land registry office to make sure your house is in your own name.
  • Consider purchasing title insurance to protect against title fraud.
Remember the golden rule of investing – if it sounds too good to be true, it probably is, and there’s no such thing as a guaranteed return. Don’t be swayed by fancy marketing. Do your research, get professional third-party advice, and you may well reap the rewards.

Thursday, September 11, 2014

Maria Mak. Burnaby Realtor - Pottery by Maria Mak. Burnaby Real Estate Agent


Maria Mak. Burnaby Realtor - 
Serving her clients in Greater Vancouver and Burnaby 
for over 25 years with a big heart, with a big smile. 

Contact Maria and her elite team for all your premium real estate services, you'll be smiling too.


 

Pottery by Maria Mak. Burnaby Real Estate Agent

 


Maria Mak. Burnaby Real Estate Agent - Old dog, new trick

Old dog,
New trick,
Nasty as it can be.

藝術家問你怕未!
 
Drawing by Maria Mak. Burnaby Real Estate Agent
www.mariamak.com


Sunday, September 7, 2014

Maria Mak. Burnaby Realtor - Women and Men

Women come from the Earth
Men come from the Mars 
Different wavelength 
Congested bandwidth 
Water and oil
Never mix
Somehow coexist for the sake of existentialism.


Drawing by Maria Mak.Burnaby real estate agent


www.mariamak.com





Maria Mak. Burnaby Realtor - I write- I draw- I compose music


當靈感感動靈魂,便有佳作


I write -I draw - I compose music 

when time and mind is in tune.

Saturday, September 6, 2014

Maria Mak. Burnaby Realtor - The beauty of Poetry

The beauty of Poetry...

is in the power of illusive interpretation and the openness of both the communicators , the readers and the writers.


Drawing by Maria Mak. Burnaby Realtor


www.mariamak.com

Friday, September 5, 2014

Wednesday, September 3, 2014

Maria Mak. Burnaby Realtor - Next round

The steep curved embankment,
Slippery by the curse of the Indian spirits.
Her stuffy heart,
The disturbed cobwebs,
The weedy paths,
Blurring her thoughts.
Buzzing down her throat,
Is the beautiful queen bee,
awaited patiently to rise again in the next round.





Drawing and written by 
Maria Mak BurnabyRealtor

www.mariamak.com

Monday, September 1, 2014

Maria Mak. Burnaby Realtor - Leaking Heart

Leaking Heart...

Too flat to be full,

Too fragile to be fussed.  

Let it be punctured and put it to sleep.


 


 


Photography by

Maria Mak. Burnaby Realtor


 


www.mariamak.com 

 


Maria Mak. Burnaby Realtor - @ Stilt Houses in Steveston, Richmond

P

Loitering @ Stilt Houses in Steveston, Richmond 






Mari Mak. Burnaby Realtor - Serving her clients in Metro Vancouver and Burnaby for over 25 years


Maria Mak- Burnaby Real Estate Agent - Serving her clients in Metro Vancouver and Burnaby for over 25 years with a big heart and with a big smile.

Thinking of buying and selling real estate, contact Maria Mak and her elite team...Thank You.

www.mariamak.com



Saturday, August 30, 2014

Maria Mak. Burnaby Realtor @ The Butchard Gardens

Maria Mak. Burnaby Realtor 

@ The Butchard Gardens



www.mariamak.com


Maria Mak. Burnaby Realtor - Bondage of freedom

Bondage of freedom
Suffocate me not 
Border of fusion 
Kid you not 
I am the tied knot of a sailor
Destined to be water bound.

Photography and written by
Maria Mak. Burnaby Realtor 

Maria Mak. Burnaby Realtor - This empty seat

This empty seat is taken 
By your stupidity ?
Or by my pride ?

It is taken, sorry my friend !

Photography and written by 
Maria Mak

Maria Mak. Burnaby Realtor - Peanut Butter Jam

Peanut, Butter, Jam
Spread on my bread?
No,
Thank you!
I am allergic to all 3.

花生,黃油,果醬
塗在我的麵包?
不,
謝謝!
我是過敏。



Written by Maria Mak



Maria Mak. Burnaby Realtor - Spending some down time in between , finishing my book, my drawing and my music !

Spending some down time in between...
Finishing my book, my drawing and my music !

 

Maria Mak. Burnaby Realtor - Tears in my crapper


Tears in my crapper


Spurt of poor sadness!

Am I racing with the vampires ?

Ravens are hovering over my carcass,

Should I rock the world 

Pretending I  am not who i am?

Am I a jester?

Or a juggler?

Or just a humble mogul to be 

Exploited,

Distorted,

At the mercy of your god thing ?


Photography and written by

Maria Mak BurnabyRealtor


www.mariamak.com



Maria Mak. Burnaby Realtor - sense of engraved sadness


刻的憂傷感

Sense of engraved sadness



Photography by Maria Mak BurnabyRealtor

www.mariamak.com

Friday, August 29, 2014

Maria Mak.Burnaby Realtor- 如果一個人在乎,一個人會再回來.


如果一個人在乎,一個人會再回來.

If one cares, one will come back.


Photography by Maria Mak BurnabyRealtor


www.mariamak.com


Wednesday, August 20, 2014

Maria Mak. Buranby Realtor - Three Canadian cities — Vancouver, Toronto and Calgary — have been named as some of the best places to live in the world, according to a report by The Economist.

Three Canadian cities — Vancouver, Toronto and Calgary — have been named as some of the best places to live in the world, according to a report by The Economist.

In the annual poll, the magazine’s Intelligence Unit ranked Vancouver as the third most livable city in the world; followed by Toronto at number four, and Calgary tied for fifth place with Adelaide, Australia.

Melbourne, Australia topped the list of 140 cities for the fourth year in a row, with Vienna, Austria coming in second overall.

The Economist ranks the cities on 30 factors across various categories, including stability, health care, culture, environment, education and infrastructure.

Rounding out the top 10 were Sydney, Australia, Helsinki, Finland, Perth, Australia, and Auckland, New Zealand.

The report noted the world’s most livable cities were often mid-sized cities in wealthier countries with low population density.

“This can foster a range of recreational activities without leading to high crime levels or overburdened infrastructure,” said the report. “Eight of the top 10 scoring cities are in Australia and Canada, with population densities of 2.88 and 3.40 people per square kilometres respectively.”

It also pointed out that although crime rates may be on the rise in some of the top-tier cities, it wasn’t in the case in all the top 10 cities. Vancouver was an example where crime has been steadily decreasing after the city hit a decade-long record for homicide rates in 2012.

On the opposite end of the spectrum, human rights violations and conflict were responsible for many of the reasons for the bottom 10 cities on the list.

Damascus, Syria was ranked the least livable city in the world, preceded by Dhaka, Bangladesh, Port Moresby, Papua New Guinea, Lagos, Nigeria and Karachi, Pakistan.

“Conflict is responsible for many of the lowest scores. This is not only because stability indicators have the highest single scores, but also because factors defining stability spread to have an adverse effect on other categories,” said the report.

“For example, conflict will not just cause disruption in its own right, it will also damage infrastructure, overburden hospitals, and undermine the availability of goods,services and recreational activities.”

Top 10 Most Liveable Cities

1. Melbourne, Australia

2. Vienna, Austria

3. Vancouver, Canada

4. Toronto, Canada

5. Adelaide, Australia

6. Calgary, Canada

7. Sydney, Australia

8. Helsinki, Finland

9. Perth, Australia

10. Auckland, New Zealand

The Bottom 10

131. Abidjan, Cote d’Ivoire

132. Tripoli, Libya

133. Douala, Cameroon

134. Harare, Zimbabwe

135. Algiers, Algeria

136. Karachi, Pakistan

137. Lagos, Nigeria

138. Port Moreby, Papua New Guinea

139. Dhaka, Bangladesh

140. Damascus, Syria

© Copyright (c) THE CANADIAN PRESS


Photography by 
Maria Mak. Burnaby Realtor 

www.mariamak.com

Tuesday, August 19, 2014

Maria Mak.Burnaby Realtor - 50 ways to green your home



Y
ou can search the 50 ways to green your home by category or scrolling down the list.  

Location   Office                     
Home improvement             Yard improvement 
Water  Green and clean 
Lighting  Living green 
Kitchen  Financing 
Bathroom Resources 
 

Location

1. Green neighbourhoods

Buy a home in a neighbourhood close to work, transit, shopping, community centres and other services.

2. Transit-oriented density

New, compact, complete green neighbourhoods are being built with transit as their focus. Instead of owning a car, join a car share cooperative, take transit, cycle or walk.

3. Score your location

Walkable neighbourhoods offer health, environmental, financial and community benefits. Enter your address or the address of a home you want to buy at www.walkscore.com. This tool calculates a walkability score based on the home’s proximity to transit, grocery stores, schools and other amenities.

4. Lower-cost luxury

If it’s features such as a gym or pool you want, buy a strata unit with these amenities and share costs.
 Back to top

Home improvement

5. You choose, you save

BC Hydro and FortisBC offer a variety of incentive and rebate programs for home upgrades and rebates.

6. Install a high-efficiency heating system 

Make sure it’s ENERGY STAR rated.

7. Weatherize your home

From windows to doors to insulation and weather stripping. Don’t forget to seal your ducts.

8. Insulate your pipes

It will prevent costly heat loss. Here’s how.

9. Insulate your hot water heater

Buy a pre-cut jacket or blanket for $10–$20. You’ll save up to 10% on heating costs. Learn more.

10. Install a programmable thermostat 

Set it lower at night and during the day when you’re away. Lower the temperature. Each degree below 20C saves you 3-5% on heating costs.

11. Replace your furnace filter  

This optimizes performance, as clogged filters reduce airflow, forcing your furnace to work harder.

12. Get the most from your fireplace

Here's how to make it efficient.

13. Use curtains

In the daytime during summer, close to help cool your home. Learn more.

14. Use an electric fan

Skip the air conditioning. On hot summer days, place a bowl of ice in front of a fan to cool down.

15. Install ceilings fans

The energy it takes to run a fan is less than an air conditioner. In summer, make sure the fan’s blades are rotating anti-clockwise for a cooling effect. In winter, the fan should be running clockwise, pushing the warm air down. Learn more.
  Back to top

Water

16. Fix leaks, fix leaking taps

One drop per second equals 7,000 litres of water wasted per year. Learn more.

17. Install a filter

Stop buying costly bottled water which adds to the landfill.
 

Lighting

18. Change your light bulbs

Lighting accounts for 15% of your energy bill. Replace old bulbs with ENERGY STAR rated bulbs.

19. Motion detector lights

Turn lights off outside when not in use.

20. Keep it dark

Light pollution is an increasing problem. Turn off outdoor lights to save energy and encourage night life such as bats and frogs. A single bat can eat tens of thousands of mosquitoes nightly. If you have safety concerns, use motion detector lights – which come on, only as needed.
 

21. Holiday lights

Use LED lights.
 

Kitchen

22. Replace your fridge

An old energy guzzling fridge costs you about $90 a year  to operate. Replace it with an ENERGY STAR fridge. BC Hydro will also not only come and pick up your old fridge free of charge, they’ll give you $30.
 

23. Replace your freezer

Buy an ENERGY STAR freezer and save money with lower operating costs.

  Back to top

Bathroom

24. Low flow shower

Hot water accounts for 25% of your energy costs. Showers can be the largest single contributor to overall hot water use in a home, accounting for 15% of total household energy use. Save with a low-flow showerhead.
 

25. High efficiency of dual flush toilets

These are now required in new homes because of water savings.
 

Office

26. Use smart strips

Also known as power bars, this lets you power off all equipment at the same time.

27. Buy energy smart electronics

Buy energy smart electronics and save.

28. Recycle your old electronics

Here's how.
 Back to top

Yard improvement

29. Conserve water

Fresh water comprises just 3% the world’s total water supply, so conserve. Get a rain barrel and harvest water you can use in your garden. Local governments such as Coquitlam and Richmond will subsidize the cost.

30. Less lawn and low-maintenance lawns

Lawns waste water. Instead, conserve and beautify using indigenous plants such as ferns, tiger lilies and hostas. Or try a low-maintenance lawn that is made up of a diverse mix of hardy, drought-tolerant, slow-growing turf grasses, that require less mowing, fertilizing and watering than conventional lawn species.

31. Elbow grease

Don’t power wash your driveway. Sweep it or use a scrub brush and pail.

32. Drip irrigation

It saves water compared to sprinklers.

33. Grow your own 

How much more will you spend on food this year? Even a few miniature fruit trees and a small vegetable garden in a raised bed or in containers on your deck will help keep you healthy and save you dollars. Lettuce, spinach, tomatoes, cucumbers, strawberries and blueberries thrive in our climate. Learn more.

34. Preserve your poduce 

Invest in home canning jars and equipment and a small freezer and enjoy your produce year round – at considerable savings. Here’s how.

35. Bee friendly

We need bees to pollinate, so plant a few bee-friendly annuals such as asters, marigolds, sunflowers, zinnias; or perennials such as clematis, foxgloves, hollyhocks, roses or shrubs such as Buddleia. Consider becoming an urban bee keeper, some municipalities like Vancouver allow bee keeping in your backyard.

36. Go chemical-free

“Get rid of weeds without using chemicals that harm us and our pets,” advises REALTOR® and Richmond City counselor, Derek Dang, who led the way to a bylaw banning cosmetic pesticides. His suggestion, “Use dish detergent or weed by hand.”

37. Plant fruit trees

They’ll give you shade and fruit. Growing guide.

38. Compost

It will make your garden grow and divert waste from the landfill.
  Back to top

Green and clean

39. Clean green 

Vinegar, baking soda and lemons clean as well as expensive, chemical-filled cleaning supplies for a fraction of the cost. 

40. Upgrade your washing machine

Replace your old washing machine with an ENERGY STAR washer that gets clothes clean using cold water. Wait until you have a full load instead of washing clothes as you need them. Clean the lint trap of your dryer after every use.

41. Green laundry detergent

Use phosphate-free, biodegradable detergent.

42. Install a clothesline

Dryers use a large amount of energy.

43. Get a rack

If your neighbourhood or strata prohibits clotheslines, buy a small drying rack.
 

Living Green

44. Recycle

Recycling keeps materials that can be recovered (paper, glass, metals, plastics, food etc) out of the landfills; and in the case of organics like paper, food, yard waste, it significantly reduces greenhouse gases from landfills. Learn more.

45. Buy local

Buy local, organic and fair trade food. Your food doesn’t travel long distances, you support local farmers and the local economy and you consume less pesticides.

46. Don't use paper or plastic

Use cloth bags when you shop or reuse your plastic bags
 

47. Backyard chickens and bees

Become involved in your own food production, raise chickens for their eggs or bees for their honey in your backyard.
  Back to top

Financing

48. Borrow green

Most financial institutions offer “green” mortgages, including:

BMO Eco Smart Mortgage offers home buyers preferred interest rates on qualifying green properties.

RBC Energy Saver™ Mortgage gives home buyers a $300 rebate for a home energy audit and preferred interest rates.

• Vancity offers a Bright Ideas Home Renovation Loan at prime +1% to home buyers and owners making green renovations.

• CMHC offers a 10% Mortgage Loan Premium refund and possible extended amortization for buyers purchasing an energy-efficient mortgage or making energy saving renovations.

49. Loan programs

Pay-as-you-Save (PAYS) loan program will help home owners and businesses finance energy efficiency improvements through a loan from BC Hydro or FortisBC. Pilot programs starting in November 2012 in certain BC locations.
 

Resources

50. Green Tool Kit

BC Real Estate Association’s Green Tool Kit provides information, references and links. It also provides comprehensive information on rebates and incentives.

Maria Mak. Burnaby Realtor - Home buyers continue to slightly outpace sellers, but not by much


The Greater Vancouver housing market continues to see slightly elevated demand from home buyers, steady levels of supply from home sellers and incremental gains in home values depending on the area and property type. 

The Real Estate Board of Greater Vancouver (REBGV) reports that residential property sales in Greater Vancouver reached 3,061 on the Multiple Listing Service® (MLS®) in July 2014. This represents a 3.9 per cent increase compared to the 2,946 sales recorded in July 2013, and a 10.1 per cent decline compared to the 3,406 sales in June 2014.

“This is the fourth consecutive month that the Greater Vancouver market has exceeded 3,000 sales,” Darcy McLeod, REBGV president-elect said. “Prior to this, our market had not surpassed the 3,000 sale mark since June of 2011.”

Last month’s sales were 3.8 per cent above the 10-year sales average for July of 2,948.

The MLS® Home Price Index composite benchmark price for all residential properties in Metro Vancouver* is currently $628,600. This represents a 4.4 per cent increase compared to July 2013. 
 
“Today’s activity continues to put Metro Vancouver in the upper reaches of a balanced real estate market,” McLeod said.

The sales-to-active-listings ratio currently sits at 19.6 per cent in Metro Vancouver. This ratio has ranged between 18 and 20 per cent over the last four months.

New listings for detached, attached and apartment properties in Metro Vancouver totalled 4,925 in July. This represents a 1.5 per cent increase compared to the 4,854 new listings in July 2013 and a 7.8 per cent decline from the 5,339 new listings in June.

The total number of properties currently listed for sale on the MLS® system in Metro Vancouver is 15,617, a six per cent decline compared to July 2013 and a 2.5 per cent decrease compared to June 2014.

Sales of detached properties in July 2014 reached 1,322, an increase of 5.8 per cent from the 1,249 detached sales recorded in July 2013, and a 68 per cent increase from the 787 units sold in July 2012. The benchmark price for detached properties increased 6.5 per cent from July 2013 to $980,500.

Sales of apartment properties reached 1,212 in July 2014, an increase of 0.2 per cent compared to the 1,210 sales in July 2013, and a 30.7 per cent increase compared to the 927 sales in July 2012. The benchmark price of an apartment property increased 2.2 per cent from July 2013 to $376,500.

Attached property sales in July 2014 totalled 527, an 8.2 per cent increase compared to the 487 sales in July 2013, and a 37.2 per cent increase over the 384 attached properties sold in July 2012. The benchmark price of an attached unit increased 3.4 per cent between July 2013 and 2014 to $472,400.

* Areas covered by Real Estate Board of Greater Vancouver include: Whistler, Sunshine Coast, Squamish, West Vancouver, North Vancouver, Vancouver, Burnaby, New Westminster, Richmond, Port Moody, Port Coquitlam, Coquitlam, New Westminster, Pitt Meadows, Maple Ridge, and South Delta.

The real estate industry is a key economic driver in British Columbia. In 2013, 28,524 homes changed ownership in the Board’s area, generating $1.84 billion in economic spin-off activity and 13,977 jobs. The total dollar value of residential sales transacted through the MLS® system in Greater Vancouver totalled $22 billion in 2013.

The Real Estate Board of Greater Vancouver is an association representing more than 11,000 REALTORS® and their companies. The Board provides a variety of member services, including the Multiple Listing Service®. For more information on real estate, statistics, and buying or selling a home, contact a local REALTOR® or visit www.rebgv.org.          


Saturday, August 16, 2014

Maria Mak. Burnaby Realtor - a place of no return


* A  place of no return *

Have all your sufferings been sympathized ?

Have all your smiles been shared ?

Have all your stories been heard ?

Have all your songs been sung?

You may not know me by name ,

But I know you by heart ,

Would you count the happy days just for me ?

We will go home together real soon!

Photography and written by Maria Mak. Burnaby Realtor